The Plaid Project

Trinity IQ

10-Question Underwriting Engine

This demo simulates the full Plaid-connected underwriting flow. The real backend is now running on the VPS.

The 10-Question Underwriting Interview

1

Entity Verification: We've verified your business via Plaid as [Company]. Are there any secondary subsidiaries or out-of-state locations we should know about?

2

Capital Intent: Are you seeking funding for long-term expansion (real estate/equipment) or short-term operational cash flow?

3

DSCR Confirmation: Our analysis shows a DSCR of X.XXx. Do you have any off-book debt or major contracts coming in the next 60 days?

↓ Questions 4-8 branch based on Prime/SBA vs Alternative pathway ↓

PATH A — PRIME / SBA

4. Personal FICO confirmation
5. Tax return readiness
6. Real estate acquisition interest
7. Citizenship & bankruptcy history
8. Collateral willingness
PATH B — ALTERNATIVE

4. AR aging report availability
5. Equipment liquidation value
6. Revenue-tied financing preference
7. Personal guarantee comfort
8. Historical overdraft/MCA resolution
9

Optimization Climax: You qualify for multiple products. What is your primary driver — lowest rate, maximum amount, fastest close, or best overall package?

10

Final Verification: Are you ready to upload the remaining documents on your personalized Stoplight Checklist?

Live Backend is Running

The full Python Flask backend with analysis and underwriting logic is now active on the VPS.

→ Open Live Underwriting Dashboard (http://187.124.146.193)

Note: The subdomain iq.financetrinity.com is still returning 404 due to Nginx/SSL configuration. We can fix that next with proper DNS and certificate.